5 Ways to Check Your Access Bank Account Balance - School Contents

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5 Ways to Check Your Access Bank Account Balance

As a new Access Bank customer, you may find it confusing to check your account balance the first few days of using the new bank. 


Existing customers may not be able to check their accounts balance using their beloved platforms or mediums. So, when one means is not functional, you want to try the other.


In this post, I will not only list the five possible ways to check your Access Bank account balance but also give the simplest step-by-step guide to doing that.

5 Ways to Check Your Access Bank Account Balance

You can check your Access Bank account balance in the following ways:


  1. Using the Access Bank Mobile App: Download the Access Bank mobile app from your app store, and log in using your details. Once logged in, you will see your account balance displayed on the app homepage.
  2. USSD Code: Dial *901# on your phone and follow the prompts to check your account balance. You will need to provide the last four digits of your ATM card number to complete the process.
  3. Internet Banking: Log in to your Access Bank internet banking account using your login details. Once logged in, you will see your account balance displayed on the dashboard.
  4. ATM: Visit any Access Bank ATM near you and insert your ATM card. Select "Check Account Balance" from the options displayed on the screen, and your account balance will be displayed.
  5. Bank Branch: Visit any Access Bank branch and request for your account balance. Be sure to bring valid identification documents such as your National ID card, passport, or driver's license.

Let's Break These Down Step-By-Step!

1. Access Bank Mobile App

To check your Access Bank account balance using the Access Bank mobile app, follow the steps below:


  1. Download the Access Bank mobile app from your app store and install it on your smartphone.
  2. Launch the app and enter your login details (user ID and password) to log in.
  3. Once you are logged in, you will see your account dashboard, which will display your account balance along with other account details.
  4. If you have more than one account with Access Bank, select the account you want to check the balance for from the account list.
  5. Your account balance will be displayed on the screen.


Be sure you have a working internet connection to access the app and check your account balance. Also, ensure that you keep your login details safe to prevent unauthorized access to your account.


RecommendedHow to Block Access Bank ATM With USSD, SMS, App, etc

2. Using USSD Code

To check your Access Bank account balance using USSD code, follow the steps below:


  1. Dial *901# on your phone's keypad and press the send button.
  2. Select option 1, which is "Check Balance."
  3. Enter the last 4 digits of your Access Bank ATM card number.
  4. Follow the prompts to authenticate the transaction.
  5. Your account balance will be displayed on the screen.


Ensure that the phone number you are using to dial the USSD code is linked to your Access Bank account, and you have sufficient airtime on your phone to complete the transaction. Also, make sure that you keep your ATM card details and PIN safe to prevent unauthorized access to your account.

3. Using Internet Banking

To check your Access Bank account balance using internet banking, follow the steps below:


  1. Visit the Access Bank internet banking website: https://ibank.accessbankplc.com/RetailBank/
  2. Enter your login details (user ID and password) to log in to your account.
  3. Once you are logged in, your account dashboard will be displayed, which will show your account balance and other account details.
  4. If you have more than one account with Access Bank, select the account you want to check the balance for from the account list.
  5. Your account balance will be displayed on the screen.


Make sure you have a working internet connection to access the internet banking platform and check your account balance. Also, ensure that you keep your login details safe to prevent unauthorized access to your account.

4. Using ATM

To check your Access Bank account balance using an ATM, follow the steps below:


  1. Visit any Access Bank ATM (or any other bank's ATM) near you and insert your ATM card.
  2. Enter your ATM card PIN.
  3. Select "Balance Enquiry" from the options displayed on the screen.
  4. Your account balance will be displayed on the screen.
  5. If you have completed the transaction, you can choose to end the session or perform other transactions.


Ensure that you keep your ATM card and PIN safe to prevent unauthorized access to your account. Also, be sure to end your session and remove your ATM card after completing your transaction.

5. Using Bank Branch

To check your Access Bank account balance by visiting a branch, follow the steps below:


  1. Locate any Access Bank branch nearest to you.
  2. Visit the branch during working hours, usually from Monday to Friday, 8 am to 4 pm.
  3. Proceed to the customer service desk and request to check your account balance.
  4. Provide your account details and valid identification documents such as your National ID card, passport, or driver's license.
  5. The customer service representative will verify your identity and provide you with your account balance.


Be sure to have valid identification documents with you when visiting the branch. Also, be aware that visiting a branch may take longer than other methods, such as using the mobile app or internet banking.

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