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7 Official Methods to Check GTBank Account Balance

GTBank, like many other commercial banks, gives you more flexibility when it comes to checking your account balance. The bank is aware one platform may not be available when others can be very functional.

As a result, if you have a few means to quickly access your GTBank account balance, you're going to remain a returning customer.

7 Official Methods to Check GTB Account Balance

In brief, there are several ways to check your GTBank account balance:

  1. Internet Banking: Log in to your GTBank internet banking account using your login credentials. Once logged in, you will be able to see your account balance on the dashboard.
  2. Mobile Banking: Dial *737*6*1# on your mobile phone and follow the prompts to check your account balance.
  3. ATM: You can visit any GTBank ATM and insert your ATM card. Enter your PIN and select the "Check Balance" option on the ATM screen to view your account balance.
  4. GTWorld App: You can download and install the GTWorld App on your mobile phone. Once installed, log in to your account and check your account balance on the app's dashboard.
  5. SMS: You can also check your account balance by sending an SMS in the following format: "BAL (space) NUBAN" to 08076665555. Replace "NUBAN" with your GTBank account number.
  6. Customer Care: Dial GTBank's customer care center on +234 1 4480000, +234 8039003900, or +234 802900 2900.
  7. GTBank Branch: You have to be personally and physically present to ask for your account balance

Step-By-Step Procedures To Use Each Method to Check GTBank Account Balance

1. Using Internet Banking

Before you can use this method, you must have already registered for or been using GTBank internet banking. 

To check your GTB (Guaranty Trust Bank) account balance through internet banking, you can follow these steps:

  1. Log in to your GTB internet banking account using your user ID and password. If you don't have an internet banking account, you can register for one on the GTB website.
  2. Once you're logged in, you'll be taken to the dashboard. Look for the "Accounts" tab and click on it.
  3. Under the "Accounts" tab, you'll see a list of all your GTB accounts. Click on the account you want to check the balance for.
  4. On the account details page, you'll see your account balance displayed.

2. Using Mobile Banking (USSD)

To use the USSD *737# service, you must have registered for GTB's mobile banking services and have a phone number linked to your account. 

To check your GTB (Guaranty Trust Bank) account balance through USSD, you can follow these steps:

  1. Dial *737*6*1# on your mobile phone.
  2. Enter your GTB account number when prompted.
  3. You'll receive an SMS message shortly after with your account balance.

3. Using GTWorld Mobile App

To check your GTB (Guaranty Trust Bank) account balance through the GTWorld app, you can follow these steps:

  1. Download the GTWorld app from the Google Play Store or Apple App Store, and install it on your smartphone.
  2. Open the app and log in using your user ID and password. If you don't have a mobile banking account, you can register for one on the GTB website.
  3. Once you're logged in, you'll be taken to the dashboard. Look for the "Accounts" tab and click on it.
  4. Under the "Accounts" tab, you'll see a list of all your GTB accounts. Click on the account you want to check the balance for.
  5. On the account details page, you'll see your account balance displayed.

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4. Using Automated Teller Machine (ATM)

To check your GTB (Guaranty Trust Bank) account balance through an ATM, you can follow these steps:

  1. Visit any GTB ATM location or any other bank's ATM
  2. Insert your GTB ATM card into the machine and enter your PIN.
  3. On the ATM main menu, select "Balance Enquiry" or "Check Balance."
  4. Select the account you want to check the balance for.
  5. Your account balance will be displayed on the screen.
  6. After viewing your account balance, you can choose to either end the transaction or perform other transactions like withdrawing cash or transferring money.

5. Using SMS

Ensure that the phone number you want to use is registered with your GTBank account. To check your GTBank account balance through SMS, follow these steps:

  1. Compose a new text message.
  2. Type "BAL" in the message field.
  3. Follow it with a space and then type your 10-digit GTBank NUBAN account number.
  4. Send the message to "08076665555".
  5. Within a few seconds, you will receive an SMS message from GTBank containing your account balance.

6. Calling Customer Care

Calling GTBank's customer care center may involve some waiting time, especially during peak periods. Also, be prepared to provide your personal details such as your account number, name, and date of birth, to enable the representative to confirm your identity.

To check your GTBank account balance through customer care, you can follow these steps:

  1. Dial GTBank's customer care center on +234 1 4480000, +234 8039003900, or +234 802900 2900.
  2. When you get connected to a customer care representative, provide them with your account details and request for your account balance.
  3. The customer care representative will verify your identity and provide you with your account balance information.

7. Visiting GTBank Branch

To check your GTB (Guaranty Trust Bank) account balance through a bank branch, you can follow these steps:

  1. Visit any GTB branch location.
  2. Proceed to the customer service desk and request for an account balance inquiry.
  3. Provide your account number and any other required details, such as your ID card or passport.
  4. The customer service representative will verify your identity and provide you with your account balance information.

Note that visiting the bank branch may involve some waiting time, especially during peak periods. It's also important to keep your personal information confidential and not share your account details with anyone you do not trust.

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