Access Bank Transfer With USSD, App, Online Banking, ATM, etc.

If you've faced problems sending money with one of the available methods Acess Bank has given its customers. However, if one channel is having a temporary delay, Access Bank offers various methods to transfer money, including USSD, App, ATM, Online Banking, etc.

Questioning how secure some of these channels are? Yes, they are all secure if you just do things correctly. 

Below is a detailed step-by-step guide to using each of the options.

1. Unstructured Supplementary Service Data (USSD Code)

USSD transfers are subject to daily limits of N20,000 if students while other types of accounts may transfer up to N100,000. Also, charges may apply if you transfer to other banks than Access.

Here are the detailed steps to transfer money from an Access Bank account using USSD:

1. Dial *901# from the phone number linked to your Access Bank account.
2. Select "Transfer" from the menu options.
3. Choose the account you want to transfer money from (Savings, Current or Wallet).
4. Select the destination bank (Access Bank or Other Banks).
5. Enter the recipient's account number.
6. Confirm the recipient's account name displayed on the screen. If the name is incorrect, do not proceed with the transfer and contact Access Bank customer service.
7. Enter the amount you want to transfer.
8. Choose the purpose of the transfer (e.g., salary payment, school fees, etc.).
9. Enter a short description or remark for the transfer (optional).
10. Enter your USSD banking PIN to authenticate the transaction.
11. Confirm the details of the transfer displayed on the screen.
12. Once you confirm the details, the money will be transferred, and you will receive a debit alert on your phone.

Recommended: 8 Official Methods to Get/Retrieve Access Bank BVN

2. Mobile App

Download and install the Access Bank mobile app from Google Play Store or Apple App Store.

Here are the detailed steps to transfer money from an Access Bank account using the Access Bank Mobile app:

1. Log in to the mobile app using your login credentials (user ID and password or biometric authentication).
2. On the home screen, select "Transfer Funds."
3. Select the account you want to transfer money from (Savings, Current, or Wallet).
4. Choose the destination bank account type (Access Bank or Other Banks).
5. Enter the recipient's account number.
6. Confirm the recipient's account name displayed on the screen. If the name is incorrect, do not proceed with the transfer and contact Access Bank customer service.
7. Enter the amount you want to transfer.
8. Choose the purpose of the transfer (e.g., salary payment, school fees, etc.).
9. Enter a short description or remark for the transfer (optional).
10. Review the transfer details and confirm that they are correct.
11. Enter your mobile app transaction PIN or biometric authentication to authenticate the transaction.
12. Once you confirm the transfer, the money will be transferred, and you will receive a debit alert on your phone.

3. Automated Teller Machine (ATM)

Here are the detailed steps to transfer money from an Access Bank account using an ATM:

1. Locate an Access Bank ATM and insert your ATM card.
2. Enter your PIN and select the "Transfer" option from the main menu.
3. Choose the destination bank account type (Access Bank or Other Banks).
4. Enter the recipient's account number.
5. Confirm the recipient's account name displayed on the screen. If the name is incorrect, do not proceed with the transfer and contact Access Bank customer service.
6. Enter the amount you want to transfer.
7. Choose the purpose of the transfer (e.g., salary payment, school fees, etc.).
8. Enter a short description or remark for the transfer (optional).
9. Review the transfer details and confirm that they are correct.
10. Once you confirm the transfer, the money will be transferred, and you will receive a receipt.

4. Internet Banking

Here are the detailed steps to transfer money from an Access Bank account using online banking:

1. Visit the Access Bank online banking platform on your computer or mobile device.
2. Log in to your account using your login credentials (user ID and password or biometric authentication).
3. On the home screen, select "Transfer Funds."
4. Select the account you want to transfer money from (Savings, Current, or Wallet).
5. Choose the destination bank account type (Access Bank or Other Banks).
6. Enter the recipient's account number.
7. Confirm the recipient's account name displayed on the screen. If the name is incorrect, do not proceed with the transfer and contact Access Bank customer service.
8. Enter the amount you want to transfer.
9. Choose the purpose of the transfer (e.g., salary payment, school fees, etc.).
10. Enter a short description or remark for the transfer (optional).
11. Review the transfer details and confirm that they are correct.
12. Enter your online banking transaction PIN or biometric authentication to authenticate the transaction.
13. Once you confirm the transfer, the money will be transferred, and you will receive a debit alert on your phone.

5. Bank Branch

Here are the detailed steps to transfer money from an Access Bank account at a branch:

1. Visit any Access Bank branch nearest to you.
2. Proceed to the customer service desk and request to transfer money from your account.
3. Provide your account number, name, and any form of identification (e.g., International passport, Driver's License, Voter's ID, National ID, etc.)
4. Provide the recipient's account number and name, as well as the recipient's bank name (if it is a transfer to another bank).
5. Specify the amount you want to transfer.
6. Choose the purpose of the transfer (e.g., salary payment, school fees, etc.).
7. Enter a short description or remark for the transfer (optional).
8. Review the transfer details and confirm that they are correct.
9. Once you confirm the transfer, the money will be transferred, and you will receive a receipt.

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